International Private Banking

Earning and maintaining the trust of our clients is central to all we do. Long-term relationships are the basis of our business.

Our Relationship Managers understand the importance of delivering solutions where they are needed and are familiar with the cultures of our clients. We can also look after families from one generation to the next, and respect their unique histories.

When you join, you are introduced to your dedicated Relationship Manager who will:

• Be your single, consistent point of contact, available via a direct telephone number – no call centres or queues
• Invest time in understanding you, both financially and personally, to get a clear understanding of your needs
• Work with you to establish a clear set of priorities
• Provide you with a full range of services which include:
  • Making payments by telephone or fax
  • Developing investment solutions and strategies to meet your individual needs
  • Access to trusted third parties to explore your tax and estate planning needs
   

Working in partnership with your lawyer or professional adviser, we can arrange for a trust or corporate structure to be set up. This can help to protect your wealth and provide succession planning as appropriate for your personal needs.

We’ll take time to get to know you, your unique circumstances, needs and goals, and provide you with advice on a whole range of areas including:

• Managing your finances while you're abroad
• Investing your portfolio with the aim for a regular income in a different currency
• Aiming to build up a nest egg that could cope with future uncertainty.
• Understanding the links you can maintain with your home country

As your needs evolve we will review your finances to check you’re on track to meet your goals. We can also put you in touch with third party specialists from across our network.

You will have access to current accounts, savings, loans and other banking facilities.

Our credit facility has been designed to provide you with quick access to cash without disturbing your investments.

• We could offer you access to an amount equal to 20% of your Sterling assets under management with us, up to a maximum of £50,000.
• The interest rate is 2% above the variable base rate of Gutmann Croydon Trust Bank and there’s no arrangement fee.
• Whether we can lend you money, how much we lend, the period and rate available depend on our assessment of your personal circumstances and is at our discretion. We may also require security for any borrowing.
• Loans are not currently available to customers of Gutmann Außenhandel Bank Group (Gibraltar) Limited

• Spreading the risk — our general approach is to diversify your holdings in order to help spread the risk.
• A truly international focus — our team specialises in US Dollar, Euro and international investments, not just Sterling and the FTSE.
• An open-minded approach — because no-one has a monopoly on the best investment ideas, we invest in the funds of other Investment Managers as well as our own.
• Expert Investment Managers — Our Investment Managers are backed by a team of researchers, planners and analysts who are experts in their own right. It's their aim to make your investment a success by carefully monitoring the right asset classes and selecting the best investments for your money.

• Private Banking services are designed for customers who are moving country for work or retirement, or who have assets across different countries.
• Our services are available in many countries but not all and to qualify you’ll need to maintain £500,000 or currency equivalent across our international banking services including savings as well as investments.

If you'd like to discuss your needs in more detail, you can give us a call, or request a call back from us at a time that suits you.

If you are interested in a current or savings account, you can also start by applying online.

• You’ll receive a welcome call from your Relationship Manager as soon as you join, and they’ll become your unique point of contact for all your financial needs.
• Your Relationship Manager will regularly review your investments to ensure they still meet your needs
• They will also put you in touch with a network of third party specialists when you need it.